Our world has become full of technology. Everywhere we turn, we hear, “There’s an App for that.” But not everything has become digital. Take for instance your checking accounts, while there might be some digital components, like mobile banking, and even check capture, there is one other component to our checking accounts that seems to get forgotten… Checks. That’s right checks still exist.
You might think check writing is a
thing of the past, but, check writing is an art, and it’s important to know and
understand how to write a check as well as how checks are processed.
For me, writing a check allows me to
see the true value of something. It allows me to physically write out the
numbers and that makes me stop to think about my spending habits. If you are
always out shopping and making purchases, it’s so easy to swipe your debit card
and within a few hours you forget how much you spent. But, with check writing
you become more aware of your spending habits.
Just like check writing makes you aware
of your habits, so does balancing your checkbook. Balancing your checkbook has
become a thing of the past… but it needs to be a thing of the future. Balancing
your checkbook is all about keeping track of your financial transactions, it’s
about writing down what you spend and what you make. This gives you a more
accurate idea of your account balance and it’s also a great way to help you
avoid unnecessary fees, overdraft fees and it’s an easy way for you to view
errors or fraudulent activity on your account.
Check
out this month’s “It a Money Thing” as Jen learns the art of check writing and
tips to stay on top of her finances.
^Alysha
^Alysha
